Important Disclosures and Risk Information

Important Notice

Past performance does not guarantee future results

Financial planning involves risk and individual results may vary significantly based on market conditions and personal circumstances

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All content is subject to change without notice and may not reflect current market conditions or regulatory requirements.

This disclaimer applies to all content, services, and communications provided through our website and subscription platform.

Information Accuracy and Completeness

While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any information presented.

Market data and financial information may be delayed or subject to revision without notice.

We reserve the right to modify, update, or discontinue any content or service offerings at our discretion.

Limitation of Liability

To the fullest extent permitted by Malaysian law, Dravexilonia and its affiliates shall not be liable for

  • • Any direct, indirect, incidental, or consequential damages arising from your use of our services
  • • Financial losses resulting from market volatility or investment decisions
  • • Technical interruptions, system failures, or data transmission errors
  • • Third-party actions or omissions beyond our reasonable control
  • • Any damages exceeding the amount paid for our subscription services in the preceding 12 months

Our maximum liability shall not exceed the total fees paid for subscription services in the 12 months preceding any claim.

Professional Advisory Relationship

Our subscription service provides general financial planning guidance and educational content, not personalized investment advice or portfolio management services.

No formal advisor-client relationship is established solely through website usage or subscription purchase.

Always consult qualified financial professionals before making significant financial decisions or implementing strategies discussed in our consultations.

Third-Party Links and Resources

Our website may contain links to external websites, financial institutions, or service providers that we do not control or endorse.

We are not responsible for the content, privacy practices, or services provided by third-party websites.

Financial Planning Disclaimer

All financial planning discussions and recommendations are based on information provided by subscribers and general market assumptions that may not reflect your specific circumstances.

All financial decisions carry inherent risks including potential loss of principal, and past performance does not indicate future results.

Individual results may vary based on personal circumstances, market conditions, and implementation of suggested strategies

Intellectual Property Rights

All content, materials, and resources provided through our subscription service are protected by copyright and other intellectual property laws.

Unauthorized reproduction, distribution, or commercial use of our proprietary content is strictly prohibited.

User Indemnification

Subscribers agree to indemnify and hold Dravexilonia harmless from any claims, damages, or expenses arising from misuse of our services, violation of terms, or implementation of financial strategies without proper professional guidance.

Jurisdiction and Governing Law

These terms and any disputes arising from our services are governed by Malaysian law and subject to the following jurisdictional provisions

Governing Law: Malaysian federal law and applicable state regulations governing financial services

Jurisdiction: Courts of Kuala Lumpur, Malaysia, shall have exclusive jurisdiction over any disputes

Regulatory Variations: Some terms may be modified to comply with specific state or territorial requirements within Malaysia

If any provision is deemed unenforceable under Malaysian law, the remaining terms shall remain in full effect.

Severability Clause

If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.

Acceptance of Terms

By using our website or subscribing to our services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.

If you do not agree with any part of this disclaimer, you must discontinue use of our services immediately.

Contact Information

For questions regarding this disclaimer or our services, please contact us using the following information

Dravexilonia

Level 15, Menara Axiata, No. 9 Jalan Stesen Sentral 5, Kuala Lumpur Sentral, 50470 Kuala Lumpur

Email: info@dravexilonia.com

Phone: +60 3 6015 3908

Last Updated: August 19, 2025

We may update this disclaimer periodically to reflect changes in our services or regulatory requirements. Please review regularly for any modifications.